
We want to help you understand the difference between homeowners insurance and home protection plans.

A sudden failure in your home’s wiring or electrical system could disrupt your lights, television, computers, appliances, air conditioning, and heating. Additionally, you might face costly repairs or replacements, potentially running into hundreds or even thousands of dollars. Consider investing in protection today.
With the Electric Line Protection Plan, you can rest assured that needed repairs or replacements can be covered. When there’s a covered problem, give us a call and we’ll take care of it.

The plan is an economical way to safeguard your home's vital electrical system. This plan covers elements including general wiring, breaker panels, circuit breakers, doorbells, standard wall outlets (including GFCI), standard wall switches, standard dimmers, and even thermostat wiring. For a full list of covered repairs, please refer to our Customer Agreement.
If your home's electrical system fails, you may lose access to essential items like lights, appliances, and entertainment devices. Repairs can be expensive, but Oncourse covers unexpected costs. We'll manage the entire process for you, including finding a contractor to handle the repairs, so it's hassle-free. Your home and peace of mind deserve this protection.
The Electric Line Protection Plan covers electrical wiring inside and outside the home. The plan includes breaker panels, circuit breakers, doorbells, standard interior copper wiring, standard wall outlets (including GFCI), standard wall switches, standard dimmers and thermostat wiring. Please note limitations and exclusions apply; see the Customer Agreement for details.
Your enrollment begins the day Oncourse processes your enrollment, which is the enrollment date on your welcome letter. Your protection and ability to make a claim begins 30 days after the enrollment date. The first year of coverage includes a 30 day waiting period and 11 months of coverage.
The Electric Line Protection Plan offers up to $2,750 per year for covered repairs. This coverage is available only for service addresses with an electrical service entrance rated at or below 400 amps.
If you decide you no longer want to maintain your protection with us, you can cancel either by phone or online chat.
By phone: This is typically the easiest and fastest way to cancel your program(s). You can call 1-800-373-1100 any time, day or night, and select the option to cancel your protection. When you are connected to one of our agents, tell them that you wish to cancel your protection. The agent will ask you some questions to verify your account information and will be able to assist you with the cancellation.
Online chat: To initiate an online chat with one of our agents, click on the Chat prompt on the right edge of one of our website pages. Select "Billing Question" as the nature of your inquiry and click Submit, then let the agent know you would like to cancel your coverage. (Or, if prompted, please enter your name and "Cancel coverage" as the reason for your chat.) The agent will assist you from there.
After your protection cancellation request is processed, the cancellation will take effect at the end of your current monthly Oncourse Home Solutions billing cycle. Until that date, your protection will remain active and you will be eligible to make a claim if needed.