
We want to help you understand the difference between homeowners insurance and home protection plans.

With the Complete Line Protection Plan, we’ve bundled water, plumbing, sewer, internet, electrical, and gas line protections into one comprehensive package. You'll receive prompt professional home service in the event of a covered leak, break, clog, or breakdown. The plan also includes reimbursement for qualifying electronics and electrical appliances if they are damaged by an electrical surge.
Important: If you smell natural gas in your home, leave immediately. Do not operate anything that could cause a spark, including lights, cell phones, flashlights, and appliances. From a safe location, call 911 and your local utility, which will dispatch a crew to check on the source of the odor and make the area safe.

NIPSCO Service Partnersâ"¢* provides homeowners with comprehensive home protection plans that offer peace of mind. Our plans cover repairs that are often excluded by typical homeowners insurance. Supported by a network of skilled service providers, we offer various options to help manage unexpected expenses and ensure prompt repairs and maintenance.
The Complete Line Protection Plan is a cost-effective way to protect your home's essential service lines, plumbing and electrical systems, and valuable electronics. This plan combines seven popular coverages into one money-saving bundle, including Outside Water Line Protection, Outside Sewer Line Protection, Plumbing Protection, Media Line Protection, Electric Line Protection, Gas Line Protection, and Surge Protection $2,000. For a complete list of covered repairs, please refer to our Customer Agreement.
Standard homeowners insurance usually doesn't cover service line repairs, as well as repairs for electric, gas, and media lines or plumbing systems, nor damages from electrical surges. This means you'll need to manage these repairs on your own. By enrolling in the Complete Line Protection Plan, you gain coverage that traditional homeowners insurance often lacks.
Owning a home comes with many responsibilities and potential worries. The Complete Line Protection Plan reduces that stress by offering professional coverage for your home's water and sewer service lines, gas lines, electric lines, media lines, and plumbing systems. It also protects against potential surge damage to your electronics and appliances. By bundling multiple plans into one package, you can save money while enjoying peace of mind.
We maintain high quality standards and prioritize exceptional service. We collaborate with local, insured independent contractors to address your repair needs, and all our work is guaranteed. If you have any questions, feel free to reach out!
The Complete Line Protection Plan covers: Water and sewer service lines on your property Interior electrical components, including breaker panels, circuit breakers, doorbells, standard copper wiring, wall outlets, switches, and dimmers Gas lines, connectors, and shutoff valves inside the home, as well as customer-owned outside gas lines leading to qualifying appliances Interior plumbing supply and drain lines Media lines for internet, cable, and telephone wiring, along with select hardware Electrical appliances and in-home electronics valued at $100 or more if damaged by an electrical surge The plan also includes an annual in-home inspection of your home's interior natural gas lines, shutoff valves, and gas appliance connectors. Limitations and exclusions apply; see the Customer Agreement for details.
Gas Line Protection starts as soon as your enrollment is processed. For all other coverages, protection begins 30 days after enrollment. You'll find all the details in the welcome packet you receive upon enrollment.
If you decide you no longer want to maintain your protection with us, you can call 855-800-5195 any time, day or night, and select the option to cancel your protection. When you are connected to one of our agents, tell them that you wish to cancel your protection. The agent will ask you some questions to verify your account information and will be able to assist you with the cancellation.
Through your online account: There a few simple steps to follow if cancelling your protection online:
If you cancel your protection within the first 30 days after your new program enrollment was processed, you will be entitled to a full refund of all program fees you have paid. This refund will be issued within 30 days of cancellation.
For all other customers:
If you are paying monthly for your protection, your program cancellation will take effect at the end of your monthly billing cycle and you will not receive money back. Protection under your contract will continue through the end of your monthly billing cycle, regardless of when you cancel within the cycle.
If you are paying annually for your protection, your program cancellation will take effect at the end of the current billing month within your annual term, and you will receive a refund for the remainder of your annual term. Your refund will be credited to the same payment method you used to make your annual payment.
If you pay your NIPSCO Service Partners charges through your utility company's monthly bill and wish to cancel your protection, let us know of your cancellation request by phone or in your online account with us (see specifics above). Once we process your cancellation request, we will notify your utility company that we are no longer requesting payment from them for your cancelled protection. Depending on how NIPSCO Service Partners and your utility company's billing cycles align and whether your utility company bills for services after they are provided, a charge may still appear on your next one to two utility bills. Rest assured that once we have processed your cancellation request, we will not ask your utility for any additional payments for your protection, and you will only be charged for months you received protection.
Note: If you close your utility account, or if you do not pay your utility bill in full each month, your coverage with us may be canceled as a result.
After your protection cancellation request is processed, the cancellation will take effect at the end of your current monthly NIPSCO Service Partners billing cycle. Until that date, your protection will remain active and you will be eligible to make a claim if needed.
Yes. If you change your mind and want to re-enroll in protection, just let us know. Depending on your selected program(s), you may need to wait 30 days for your new protection to become effective, and pre-existing conditions are not covered.
If you do not have an automatic payment method on file, or if your account is not set to automatically renew, you may receive a notice requesting you to renew your coverage for another year. Please respond to your notice to renew your coverage. Not responding will result in your coverage being canceled.
If you received a piece of mail, email, or postcard indicating you had a failed payment, it is because we were unable to successfully process your payment using the method we have on file. To avoid a lapse in your coverage, please contact us and set up another payment method.