
We want to help you understand the difference between homeowners insurance and home protection plans.

Our Kitchen Essentials appliance repair plan protects your refrigerator and range from the hassle and expense of unexpected repairs. Nothing lasts forever, and regular wear and tear could leave you without your most important kitchen appliances at the worst possible time. If you need service on either of these indispensable home appliances, just call us toll-free 24/7. There are no restrictions on the age or model of your appliances.

NIPSCO Service Partnersâ"¢* offers homeowners peace of mind through our home protection plans. Our plans cover repairs that are often excluded from standard homeowners insurance, supported by a network of skilled service providers. We provide a range of home protection plans designed to manage unexpected expenses and offer services for repairs and maintenance.
The Kitchen Essentials Plan is an affordable way to protect your home's refrigerator and range — two of your most essential kitchen appliances. If either unit experiences a mechanical failure or breaks down from normal use, just give us a call. We'll connect you with a service professional from our network who will come to your home and resolve the issue. For a full list of covered repairs, please refer to our Customer Agreement.
Standard homeowners insurance typically does not cover repairs for your appliances, meaning you're responsible for their maintenance and repairs. By enrolling in the Kitchen Essentials Plan, you gain protection that goes beyond what standard homeowners insurance usually provides.
Your refrigerator and cooking range are among the most frequently used and vital appliances in your home. If either one stops working, it can disrupt your family's routine. Repairs can be costly, but NIPSCO Service Partners™* helps cover those unexpected expenses. We manage the entire process, including finding a contractor for the repairs, making it hassle-free for you.
Delivering exceptional service is our priority. We collaborate with local, insured independent contractors to meet your repair needs, and all our work is guaranteed. If you have any questions, feel free to reach out to us.
The Kitchen Essentials Plan covers one refrigerator and one range (or wall oven/cooktop). If the refrigerator includes an integrated freezer, icemaker, and ice and/or water dispenser, those are also covered. Limitations and exclusions apply; see the Customer Agreement for details.
Your protection starts 30 days after your enrollment is processed. Detailed information will be included in the welcome packet you receive upon enrollment.
If you decide you no longer want to maintain your protection with us, you can call 855-800-5195 any time, day or night, and select the option to cancel your protection. When you are connected to one of our agents, tell them that you wish to cancel your protection. The agent will ask you some questions to verify your account information and will be able to assist you with the cancellation.
Through your online account: There a few simple steps to follow if cancelling your protection online:
If you cancel your protection within the first 30 days after your new program enrollment was processed, you will be entitled to a full refund of all program fees you have paid. This refund will be issued within 30 days of cancellation.
For all other customers:
If you are paying monthly for your protection, your program cancellation will take effect at the end of your monthly billing cycle and you will not receive money back. Protection under your contract will continue through the end of your monthly billing cycle, regardless of when you cancel within the cycle.
If you are paying annually for your protection, your program cancellation will take effect at the end of the current billing month within your annual term, and you will receive a refund for the remainder of your annual term. Your refund will be credited to the same payment method you used to make your annual payment.
If you pay your NIPSCO Service Partners charges through your utility company's monthly bill and wish to cancel your protection, let us know of your cancellation request by phone or in your online account with us (see specifics above). Once we process your cancellation request, we will notify your utility company that we are no longer requesting payment from them for your cancelled protection. Depending on how NIPSCO Service Partners and your utility company's billing cycles align and whether your utility company bills for services after they are provided, a charge may still appear on your next one to two utility bills. Rest assured that once we have processed your cancellation request, we will not ask your utility for any additional payments for your protection, and you will only be charged for months you received protection.
Note: If you close your utility account, or if you do not pay your utility bill in full each month, your coverage with us may be canceled as a result.
After your protection cancellation request is processed, the cancellation will take effect at the end of your current monthly NIPSCO Service Partners billing cycle. Until that date, your protection will remain active and you will be eligible to make a claim if needed.
Yes. If you change your mind and want to re-enroll in protection, just let us know. Depending on your selected program(s), you may need to wait 30 days for your new protection to become effective, and pre-existing conditions are not covered.
If you do not have an automatic payment method on file, or if your account is not set to automatically renew, you may receive a notice requesting you to renew your coverage for another year. Please respond to your notice to renew your coverage. Not responding will result in your coverage being canceled.
If you received a piece of mail, email, or postcard indicating you had a failed payment, it is because we were unable to successfully process your payment using the method we have on file. To avoid a lapse in your coverage, please contact us and set up another payment method.