
We want to help you understand the difference between homeowners insurance and home protection plans.

When your heating system fails, it can leave your home uncomfortably cold, risking frozen pipes and leading to urgent, costly repairs. Fixing or replacing a heating system is not only essential but can also be very expensive, with costs potentially reaching into the hundreds or thousands — putting a financial strain on you and making your home unlivable.
Protect yourself from issues like:
Unexpected repairs can be daunting and costly. Our Heating Repair Plan helps shield you from these surprise expenses.

NIPSCO Service Partners™* provides homeowners with peace of mind through our home protection plans. Our plans cover repairs that are typically excluded from standard homeowners insurance, supported by a network of skilled service providers. We offer a variety of plans designed to address unexpected costs and provide on-demand services for repairs, maintenance, and other enhancements.
Generally, standard homeowners insurance doesn’t cover repairs to your heating system, meaning you’re responsible for its maintenance and repairs. By enrolling in NIPSCO Service Partners™* protection, you gain coverage that goes beyond insurance, allowing you to rely on professional repairs without hassles.
The Heating Repair Plan is an affordable option for protecting your heating system. If your system fails, you’ll have coverage for both labor and materials, without hassle or unexpected bills for covered repairs. Check the Customer Agreement for details on what’s covered.
Your standard homeowners insurance typically won’t cover heating system issues. With NIPSCO Service Partners™*, if your heating system encounters a problem, we’ll handle the covered repair — making the process hassle-free for you.
If there’s an issue with your heating system, give us a call. We’re available by phone 24/7 for repair claims or any questions you may have. We’ll take care of finding a contractor, ensuring the entire process is stress-free. You and your home deserve peace-of-mind protection.
Delivering top-quality service is an essential part of our protection. We partner with local, insured, independent contractors to manage your repairs, and we stand behind their work — covering both materials and workmanship. If you have any questions, don’t hesitate to reach out.
The Heating Repair Plan covers one primary gas, oil, electric, or propane furnace/boiler that serves as the main source of heat for your home. It also includes coverage for one thermostat for the furnace; or two thermostats, two zone valves, a backflow preventer, and two pumps on a boiler. Limitations and exclusions apply; see the Customer Agreement for details.
Coverage starts 30 days after your enrollment is processed. You’ll find all the details in the welcome packet you receive after enrolling.
The Heating Repair Plan covers up to $500 per occurrence (up to a total of $2,000 annually) for repairs of covered issues caused by normal wear and usage. If your heating system is deemed unrepairable, we offer reimbursement of up to $500 after you purchase a new furnace or boiler. The plan covers one heating system; separate contracts are needed if you wish to cover additional units.
If you decide you no longer want to maintain your protection with us, there are multiple ways for you to cancel it.
By phone: This is typically the easiest and fastest way to cancel your program(s). You can call 888-705-2183 any time, day or night, and select the option to cancel your protection. When you are connected to one of our agents, tell them that you wish to cancel your protection. The agent will ask you some questions to verify your account information and will be able to assist you with the cancellation.
Through your online account: There a few simple steps to follow if cancelling your protection online:
Online chat: To initiate an online chat with one of our agents, click on the Chat prompt on the right edge of one of our website pages. Select "Billing Question" as the nature of your inquiry and click Submit, then let the agent know you would like to cancel your coverage. (Or, if prompted, please enter your name and "Cancel coverage" as the reason for your chat.) The agent will assist you from there.
If you cancel your protection within the first 30 days after your new program enrollment was processed, you will be entitled to a full refund of all program fees you have paid. This refund will be issued within 30 days of cancellation.
For all other customers:
If you are paying monthly for your protection, your program cancellation will take effect at the end of your monthly billing cycle and you will not receive money back. Protection under your contract will continue through the end of your monthly billing cycle, regardless of when you cancel within the cycle.
If you are paying annually for your protection, your program cancellation will take effect at the end of the current billing month within your annual term, and you will receive a refund for the remainder of your annual term. Your refund will be credited to the same payment method you used to make your annual payment.
If you pay your NIPSCO Service Partners™* charges through your utility company's monthly bill and wish to cancel your protection, let us know of your cancellation request by phone or in your online account with us (see specifics above). Once we process your cancellation request, we will notify your utility company that we are no longer requesting payment from them for your cancelled protection. Depending on how NIPSCO Service Partners™* and your utility company's billing cycles align and whether your utility company bills for services after they are provided, a charge may still appear on your next one to two utility bills. Rest assured that once we have processed your cancellation request, we will not ask your utility for any additional payments for your protection, and you will only be charged for months you received protection.
Note: If you close your utility account, or if you do not pay your utility bill in full each month, your coverage with us may be canceled as a result.
After your protection cancellation request is processed, the cancellation will take effect at the end of your current monthly NIPSCO Service Partners™* billing cycle. Until that date, your protection will remain active and you will be eligible to make a claim if needed.
Yes. If you change your mind and want to re-enroll in protection, just let us know. Depending on your selected program(s), you may need to wait 30 days for your new protection to become effective, and pre-existing conditions are not covered.
If you do not have an automatic payment method on file, or if your account is not set to automatically renew, you may receive a notice requesting you to renew your coverage for another year. Please respond to your notice to renew your coverage. Not responding will result in your coverage being canceled.
If you received a piece of mail, email, or postcard indicating you had a failed payment, it is because we were unable to successfully process your payment using the method we have on file. To avoid a lapse in your coverage, please contact us and set up another payment method.