
We want to help you understand the difference between homeowners insurance and home protection plans.
The water and sewer service lines outside your home can be challenging to repair, especially since they’re buried underground. If a problem arises, you could face water service disruptions or damage to your floors and walls from backups in your sinks and toilets. Repairing a leaking or broken water line, or a clogged or broken sewer line, can lead to expenses in the hundreds or even thousands of dollars.
Our Outside Sewer and Water Line Protection Plan is designed to assist you in such situations. It covers both labor and costs associated with repairs, with no deductibles or trip charges to worry about.
NIPSCO Service Partners™* offers homeowners peace of mind through our home protection plans. Our coverage extends to repairs often excluded by standard homeowners insurance, safeguarding you from unexpected costs. With the support of our network of experienced service providers, we deliver on-demand services for repairs, maintenance, and home improvements, ensuring you have the help you need when you need it most.
This plan provides an affordable way to protect your home’s crucial outside sewer and water service lines. The sewer service line transports wastewater to the utility main, while the water service line brings water from the main to your home. Both lines can experience issues such as blockages from tree roots or leaks due to corrosion and wear. For a complete list of covered repairs, please refer to our Customer Agreement.
Standard homeowners insurance typically does not cover your home’s service lines, leaving you to handle maintenance and repairs. Enrolling in the Outside Sewer and Water Line Protection Plan gives you added protection and peace of mind.
You depend on fresh water for drinking, cooking, and bathing, but leaks in your outside water service line can lead to costly repairs. Additionally, if your sewer service line fails, it can disrupt drainage and result in significant repair expenses. With this protection plan, starting the repair process is simple — just contact NIPSCO Service Partners™*. We’ll manage everything and cover unexpected costs, providing protection for your home and peace of mind for you.
We partner with local, insured, independent contractors to manage your repairs, guaranteeing the quality of all our work. Exceptional repairs and service are our top priorities. If you have any questions, don’t hesitate to reach out!
The Outside Sewer and Water Line Protection Plan covers the repair or replacement of broken or leaking water service lines, as well as the repair, replacement, or clearing of clogs, blockages, and breaks in your outside sewer line or septic line. We also cover repairs to public sidewalks, driveways, or road openings if they’re required for covered line repairs, and offer reimbursement for landscaping restoration if needed. Coverage is subject to limitations and exclusions; see the Customer Agreement.
Coverage begins 30 days after your enrollment is processed. Details can be found in the welcome packet you’ll receive after enrollment.
Outside Water Line Annual Limit: up to $6,000 for Repair Coverage for parts and labor, and up to an additional $4,000 for material and labor for public street cutting and repair and a reimbursement of up to an additional $1,000 per annual term is reimbursable for landscape restoration for raking and seeding.
Outside Sewer Line Annual Limit: up to $6,000 for Repair Coverage for parts and labor and up to an additional $4,000 for material and labor for public street cutting and repair and a reimbursement of up to an additional $1,000 per annual term is reimbursable for landscape restoration for raking and seeding.
If you decide you no longer want to maintain your protection with us, there are multiple ways for you to cancel it.
By phone: This is typically the easiest and fastest way to cancel your program(s). You can call 888-705-2183 any time, day or night, and select the option to cancel your protection. When you are connected to one of our agents, tell them that you wish to cancel your protection. The agent will ask you some questions to verify your account information and will be able to assist you with the cancellation.
Through your online account: There a few simple steps to follow if cancelling your protection online:
Online chat: To initiate an online chat with one of our agents, click on the Chat prompt on the right edge of one of our website pages. Select "Billing Question" as the nature of your inquiry and click Submit, then let the agent know you would like to cancel your coverage. (Or, if prompted, please enter your name and "Cancel coverage" as the reason for your chat.) The agent will assist you from there.
If you cancel your protection within the first 30 days after your new program enrollment was processed, you will be entitled to a full refund of all program fees you have paid. This refund will be issued within 30 days of cancellation.
For all other customers:
If you are paying monthly for your protection, your program cancellation will take effect at the end of your monthly billing cycle and you will not receive money back. Protection under your contract will continue through the end of your monthly billing cycle, regardless of when you cancel within the cycle.
If you are paying annually for your protection, your program cancellation will take effect at the end of the current billing month within your annual term, and you will receive a refund for the remainder of your annual term. Your refund will be credited to the same payment method you used to make your annual payment.
If you pay your NIPSCO Service Partners™* charges through your utility company's monthly bill and wish to cancel your protection, let us know of your cancellation request by phone or in your online account with us (see specifics above). Once we process your cancellation request, we will notify your utility company that we are no longer requesting payment from them for your cancelled protection. Depending on how NIPSCO Service Partners™* and your utility company's billing cycles align and whether your utility company bills for services after they are provided, a charge may still appear on your next one to two utility bills. Rest assured that once we have processed your cancellation request, we will not ask your utility for any additional payments for your protection, and you will only be charged for months you received protection.
Note: If you close your utility account, or if you do not pay your utility bill in full each month, your coverage with us may be canceled as a result.
After your protection cancellation request is processed, the cancellation will take effect at the end of your current monthly NIPSCO Service Partners™* billing cycle. Until that date, your protection will remain active and you will be eligible to make a claim if needed.
Yes. If you change your mind and want to re-enroll in protection, just let us know. Depending on your selected program(s), you may need to wait 30 days for your new protection to become effective, and pre-existing conditions are not covered.
If you do not have an automatic payment method on file, or if your account is not set to automatically renew, you may receive a notice requesting you to renew your coverage for another year. Please respond to your notice to renew your coverage. Not responding will result in your coverage being canceled.
If you received a piece of mail, email, or postcard indicating you had a failed payment, it is because we were unable to successfully process your payment using the method we have on file. To avoid a lapse in your coverage, please contact us and set up another payment method.