
We want to help you understand the difference between homeowners insurance and home protection plans.

When a home’s exterior water service line breaks, most people don’t know who to call for a repair. Standard homeowners insurance policies typically do not cover these types of repairs. With Outside Water Line Protection coverage, you won’t need to search the internet, survey family and friends, compare quotes, or check referrals and ratings. Just let us know when something is wrong and we’ll send a pre-qualified service provider who knows how to fix the problem — quickly and properly.

NIPSCO Service Partners™* provides homeowners with peace of mind through our comprehensive home protection plans. Our plans cover repairs that are often excluded from typical homeowners insurance, protecting you from unexpected expenses. With a network of skilled service providers available, we offer on-demand support for repairs, maintenance, and home improvements — ensuring you have the help you need when you need it.
This plan is an affordable way to protect your home's essential outside water service line, which supplies water from the utility main. Water service lines can leak due to corrosion or normal wear and tear. For a complete list of covered repairs, please refer to our Customer Agreement.
Standard homeowners insurance usually doesn't cover service lines, which means you are responsible for their maintenance and repairs. By enrolling in the Outside Water Line Protection Plan, you gain coverage and greater peace of mind.
Access to fresh water for drinking, cooking, and bathing is essential. If your outside water service line leaks due to corrosion or wear and tear, you may have to arrange and pay for repairs yourself. With the Outside Water Line Protection Plan, simply call NIPSCO Service Partnersâ"¢* to initiate the repair process.
We partner with local, insured, independent professionals to handle your repairs, and we guarantee all our work. Quality repairs and exceptional service are our top priorities. If you have any questions, don't hesitate to contact us.
The Outside Water Line Protection Plan covers the repair or replacement of a broken or leaking water service line. Additionally, it includes related repairs to public sidewalks, driveways, or road openings that may be necessitated by the line repair work. We also offer reimbursement for restoring landscaping damaged during the covered repairs, subject to limitations and exclusions. Please refer to the Customer Agreement for complete details.
Coverage starts 30 days after your enrollment is processed. Detailed information will be included in the welcome packet you receive after enrollment.
If you decide you no longer want to maintain your protection with us, you can call 855-800-5195 any time, day or night, and select the option to cancel your protection. When you are connected to one of our agents, tell them that you wish to cancel your protection. The agent will ask you some questions to verify your account information and will be able to assist you with the cancellation.
Through your online account: There a few simple steps to follow if cancelling your protection online:
If you cancel your protection within the first 30 days after your new program enrollment was processed, you will be entitled to a full refund of all program fees you have paid. This refund will be issued within 30 days of cancellation.
For all other customers:
If you are paying monthly for your protection, your program cancellation will take effect at the end of your monthly billing cycle and you will not receive money back. Protection under your contract will continue through the end of your monthly billing cycle, regardless of when you cancel within the cycle.
If you are paying annually for your protection, your program cancellation will take effect at the end of the current billing month within your annual term, and you will receive a refund for the remainder of your annual term. Your refund will be credited to the same payment method you used to make your annual payment.
If you pay your NIPSCO Service Partners charges through your utility company's monthly bill and wish to cancel your protection, let us know of your cancellation request by phone or in your online account with us (see specifics above). Once we process your cancellation request, we will notify your utility company that we are no longer requesting payment from them for your cancelled protection. Depending on how NIPSCO Service Partners and your utility company's billing cycles align and whether your utility company bills for services after they are provided, a charge may still appear on your next one to two utility bills. Rest assured that once we have processed your cancellation request, we will not ask your utility for any additional payments for your protection, and you will only be charged for months you received protection.
Note: If you close your utility account, or if you do not pay your utility bill in full each month, your coverage with us may be canceled as a result.
After your protection cancellation request is processed, the cancellation will take effect at the end of your current monthly NIPSCO Service Partners billing cycle. Until that date, your protection will remain active and you will be eligible to make a claim if needed.
Yes. If you change your mind and want to re-enroll in protection, just let us know. Depending on your selected program(s), you may need to wait 30 days for your new protection to become effective, and pre-existing conditions are not covered.
If you do not have an automatic payment method on file, or if your account is not set to automatically renew, you may receive a notice requesting you to renew your coverage for another year. Please respond to your notice to renew your coverage. Not responding will result in your coverage being canceled.
If you received a piece of mail, email, or postcard indicating you had a failed payment, it is because we were unable to successfully process your payment using the method we have on file. To avoid a lapse in your coverage, please contact us and set up another payment method.