
We want to help you understand the difference between homeowners insurance and home protection plans.

A sudden failure in your home’s wiring or electrical system could disrupt your lights, television, computers, appliances, air conditioning, and heating. Additionally, you might face costly repairs or replacements, potentially running into hundreds or even thousands of dollars. Consider investing in protection today.
With the Electric Line Protection Plan, you can rest assured that needed repairs or replacements can be covered. When there’s a covered problem, give us a call and we’ll take care of it.

Columbia Service Partners™* offers optional repair and maintenance plans to homeowners. These plans are administered by Oncourse Home Solutions, one of the nation's leading providers of optional protection programs. The plans provide piece of mind for customers by helping protect them from the costs associated with unexpected repairs. Columbia Service Partners™* is not affiliated with Columbia Gas®.
The plan is an economical way to safeguard your home's vital electrical system. This plan covers elements including general wiring, breaker panels, circuit breakers, doorbells, standard wall outlets (including GFCI), standard wall switches, standard dimmers, and even thermostat wiring. For a full list of covered repairs, please refer to our Customer Agreement.
Standard homeowners insurance usually excludes repairs for your home's electrical system, leaving you to handle maintenance and fixes on your own. Enrolling in the Electric Line Protection Plan provides you with protection that goes beyond what homeowners insurance offers.
If your home's electrical system fails, you may lose access to essential items like lights, appliances, and entertainment devices. Repairs can be expensive, but Columbia Service Partners™* covers unexpected costs. We'll manage the entire process for you, including finding a contractor to handle the repairs, so it's hassle-free. Your home and peace of mind deserve this protection.
Providing exceptional service is our standard. We collaborate with local, insured, independent contractors to take care of your repair needs, and all work is guaranteed. If you have additional inquiries, please feel free to contact us.
The Electric Line Protection Plan covers breaker panels, circuit breakers, doorbells, standard interior copper wiring, standard wall outlets including GFCI, standard wall switches, standard dimmers and thermostat wiring. Limitations and exclusions apply; see the Customer Agreement for details.
Your protection starts 30 days after your enrollment is processed. Detailed information will be included in the welcome packet you'll receive after enrolling.
If you decide you no longer want to maintain your protection with us, you can call 855-800-5195 any time, day or night, and select the option to cancel your protection. When you are connected to one of our agents, tell them that you wish to cancel your protection. The agent will ask you some questions to verify your account information and will be able to assist you with the cancellation.
Through your online account: There a few simple steps to follow if cancelling your protection online:
If you cancel your protection within the first 30 days after your new program enrollment was processed, you will be entitled to a full refund of all program fees you have paid. This refund will be issued within 30 days of cancellation.
For all other customers:
If you are paying monthly for your protection, your program cancellation will take effect at the end of your monthly billing cycle and you will not receive money back. Protection under your contract will continue through the end of your monthly billing cycle, regardless of when you cancel within the cycle.
If you are paying annually for your protection, your program cancellation will take effect at the end of the current billing month within your annual term, and you will receive a refund for the remainder of your annual term. Your refund will be credited to the same payment method you used to make your annual payment.
If you pay your Columbia Service Partners charges through your utility company's monthly bill and wish to cancel your protection, let us know of your cancellation request by phone or in your online account with us (see specifics above). Once we process your cancellation request, we will notify your utility company that we are no longer requesting payment from them for your cancelled protection. Depending on how Columbia Service Partners and your utility company's billing cycles align and whether your utility company bills for services after they are provided, a charge may still appear on your next one to two utility bills. Rest assured that once we have processed your cancellation request, we will not ask your utility for any additional payments for your protection, and you will only be charged for months you received protection.
Note: If you close your utility account, or if you do not pay your utility bill in full each month, your coverage with us may be canceled as a result.
After your protection cancellation request is processed, the cancellation will take effect at the end of your current monthly Columbia Service Partners billing cycle. Until that date, your protection will remain active and you will be eligible to make a claim if needed.
Yes. If you change your mind and want to re-enroll in protection, just let us know. Depending on your selected program(s), you may need to wait 30 days for your new protection to become effective, and pre-existing conditions are not covered.
If you do not have an automatic payment method on file, or if your account is not set to automatically renew, you may receive a notice requesting you to renew your coverage for another year. Please respond to your notice to renew your coverage. Not responding will result in your coverage being canceled.
If you received a piece of mail, email, or postcard indicating you had a failed payment, it is because we were unable to successfully process your payment using the method we have on file. To avoid a lapse in your coverage, please contact us and set up another payment method.