
We want to help you understand the difference between homeowners insurance and home protection plans.

Getting things back to normal after a mishap or breakdown of your electronic items is simple — when you’re covered by the Electronics Protection Plan**! You can file your claim anytime 24/7, and you’ll be able to print a prepaid shipping label so you can send your item out for repair. If your item can’t be shipped, a service provider will come to your home.
We've partnered with Consumer Priority Service (CPS), a leader in extended electronic warranties to provide you with CPS’s coverage for mobile phones, computers, gaming equipment, televisions, and other entertainment products.
**The Electronics Protection Plan is offered in partnership with, and serviced by, Consumer Priority Service, a leader in extended electronics warranties.

Columbia Service Partners offers optional repair and maintenance plans to homeowners. These plans are administered by Oncourse Home Solutions, one of the nation's leading providers of optional protection programs. The plans provide piece of mind for customers by helping protect them from the costs associated with unexpected repairs. Columbia Service Partners is not affiliated with Columbia Gas.
This plan is an affordable way to protect the electronics you rely on daily. If a covered item experiences an issue, simply contact Consumer Priority Service (CPS), who manages this plan, and initiate a claim. CPS will send you a prepaid shipping label for repairs. If your item can't be shipped, they will arrange for a technician to come to your home.
Standard homeowners insurance typically excludes electronics repairs, leaving you to manage fixes independently. By enrolling in the Electronics Protection Plan, you gain coverage that exceeds what homeowners insurance generally provides.
While many electronics come with manufacturer warranties, those warranties eventually expire. Purchasing an extended warranty only covers that one item. With the Electronics Protection Plan, you're protected from unexpected repair or replacement costs for multiple devices with just one plan, and CPS simplifies the claims process for you.
Yes, there is a $49 service fee for claims on items that are not smartphones. For smartphones valued between $0 and $749.99, the service fee is $89. For smartphones priced at $750 or more, the fee is $125.
The Electronics Protection Plan covers parts and components for various product categories, including: Cell phones; desktops, laptops, and Chromebooks; tablets; fitness equipment; televisions; smartwatches; smart speakers; digital and point-and-shoot cameras; camera lenses; home theater and audio systems; furniture; printers; drones; video game systems; handheld electronic games; DVD players; routers; external hard drives; smart lighting; thermostats; and streaming devices.
To qualify for coverage, all electronic products must be in good working order at the time of plan purchase. The plan does not cover damage due to electrical surges, accidental damage to televisions, or damage to major appliances and exercise equipment. Additionally, products that are lost, stolen, intentionally damaged, or damaged by fire or saltwater are excluded. Please refer to the Terms and Conditions for complete details on limitations and exclusions.
Coverage begins on the 31st day after purchasing the plan. Claims submitted within the first 30 days of plan ownership are not covered.
If you decide you no longer want to maintain your protection with us, you can call 855-800-5195 any time, day or night, and select the option to cancel your protection. When you are connected to one of our agents, tell them that you wish to cancel your protection. The agent will ask you some questions to verify your account information and will be able to assist you with the cancellation.
Through your online account: There a few simple steps to follow if cancelling your protection online:
If you cancel your protection within the first 30 days after your new program enrollment was processed, you will be entitled to a full refund of all program fees you have paid. This refund will be issued within 30 days of cancellation.
For all other customers:
If you are paying monthly for your protection, your program cancellation will take effect at the end of your monthly billing cycle and you will not receive money back. Protection under your contract will continue through the end of your monthly billing cycle, regardless of when you cancel within the cycle.
If you are paying annually for your protection, your program cancellation will take effect at the end of the current billing month within your annual term, and you will receive a refund for the remainder of your annual term. Your refund will be credited to the same payment method you used to make your annual payment.
If you pay your Columbia Service Partners charges through your utility company's monthly bill and wish to cancel your protection, let us know of your cancellation request by phone or in your online account with us (see specifics above). Once we process your cancellation request, we will notify your utility company that we are no longer requesting payment from them for your cancelled protection. Depending on how Columbia Service Partners and your utility company's billing cycles align and whether your utility company bills for services after they are provided, a charge may still appear on your next one to two utility bills. Rest assured that once we have processed your cancellation request, we will not ask your utility for any additional payments for your protection, and you will only be charged for months you received protection.
Note: If you close your utility account, or if you do not pay your utility bill in full each month, your coverage with us may be canceled as a result.
After your protection cancellation request is processed, the cancellation will take effect at the end of your current monthly Columbia Service Partners billing cycle. Until that date, your protection will remain active and you will be eligible to make a claim if needed.
Yes. If you change your mind and want to re-enroll in protection, just let us know. Depending on your selected program(s), you may need to wait 30 days for your new protection to become effective, and pre-existing conditions are not covered.
If you do not have an automatic payment method on file, or if your account is not set to automatically renew, you may receive a notice requesting you to renew your coverage for another year. Please respond to your notice to renew your coverage. Not responding will result in your coverage being canceled.
If you received a piece of mail, email, or postcard indicating you had a failed payment, it is because we were unable to successfully process your payment using the method we have on file. To avoid a lapse in your coverage, please contact us and set up another payment method.