
When critical home systems and lines fail, the impact is immediate and far-reaching. HVAC issues, like a broken furnace or air conditioner can disrupt your comfort, while electrical faults, such as wiring problems, risk safety and convenience. HVAC breakdowns due to compressor or thermostat issues disrupt comfort, and sewer line failures, involving clogs or blockages, affect the safety and use of your home’s plumbing. These situations often demand urgent, expert repairs of intricate components essential for restoring your home's functionality and safety.
The Whole Home Premium Program protects you from things like:
Sink faucet malfunction
Thermostat malfunctioning
Weak HVAC airflow
Faulty wiring & fixtures
Circuit breakers
Pooling water outside
Sewage backup in basement
Drain line blockages
Leaking refrigerator or dishwasher
Drain valve leaks
Connectors to gas appliances
Unexpected repairs can be both daunting and costly. Our Whole Home Premium Program protects you from these unexpected costs. See above for what we cover.

Oncourse Home Solutions is one of the nation's leading providers of optional protection programs. Oncourse's programs provide peace of mind for customers by helping protect them from the costs associated with unexpected repairs. Oncourse Home Solutions is a d/b/a of American Water Resources, LLC. When you enroll with Oncourse Home Solutions, you may also see the name American Water Resources in some of our communications. It's all one team, working together to protect your home.
Your enrollment begins the day AWR processes your Enrollment, which is the Enrollment Date on your welcome letter. Your protection and ability to make a claim begins 30 days after the Enrollment Date. The first year of coverage includes a 30 day waiting period and 11 months of coverage.
The Protection Program and price are for a 12-month term that will automatically renew each year for an additional one-year term. You can cancel at any time.
No, there are absolutely no service fees with this program.
If you decide you no longer want to maintain your protection with us, you can call 855-800-5195 any time, day or night, and select the option to cancel your protection. When you are connected to one of our agents, tell them that you wish to cancel your protection. The agent will ask you some questions to verify your account information and will be able to assist you with the cancellation.
If you cancel your protection within the first 30 days after your new program enrollment was processed, you will be entitled to a full refund of all program fees you have paid. This refund will be issued within 30 days of cancellation.
For all other customers:
If you are paying monthly for your protection, your program cancellation will take effect at the end of your monthly billing cycle and you will not receive money back. Protection under your contract will continue through the end of your monthly billing cycle, regardless of when you cancel within the cycle.
If you are paying annually for your protection, your program cancellation will take effect at the end of the current billing month within your annual term, and you will receive a refund for the remainder of your annual term. Your refund will be credited to the same payment method you used to make your annual payment.
If you pay your Oncourse Home Solutions charges through your utility company's monthly bill and wish to cancel your protection, let us know of your cancellation request by phone or in your online account with us (see specifics above). Once we process your cancellation request, we will notify your utility company that we are no longer requesting payment from them for your cancelled protection. Depending on how Oncourse Home Solutions and your utility company's billing cycles align and whether your utility company bills for services after they are provided, a charge may still appear on your next one to two utility bills. Rest assured that once we have processed your cancellation request, we will not ask your utility for any additional payments for your protection, and you will only be charged for months you received protection.
Note: If you close your utility account, or if you do not pay your utility bill in full each month, your coverage with us may be canceled as a result.